If all sources of income are deprived of all sources of income, 16% of respondents will be able to live on the deferred money for less than a month, it also follows from the study of the Superjob job search service.
About 40% of respondents do not have any savings, and if all sources of income are deprived, 16% of respondents will be able to “hold out” on deferred funds for less than a month, every fifth (21%) - up to two months, 12% - up to six months, 6% - up to years and 5% - more than a year. These are the results of a survey of the Superjob job search service, which are available to TASS.
“Today 60% of Russians have savings. According to average estimates, having lost all sources of income, the respondents would have been able to hold out on savings for 3.7 months. 16% of respondents note that the amount they have accumulated will be enough for less than 1 month. The majority (21%) believe that their savings will last for 1-2 months. 12% will "stretch" on their savings from 3 to 6 months. From 6 months to a year, 6% of respondents will be able to live on their savings, more than a year - 5%,”the survey results say.
The survey was conducted from April 1 to April 4, 2019 in 368 settlements of Russia among the economically active population over 18 years old, 1600 people took part in the survey.
According to the results, 29% of respondents do not keep financial records of personal income and expenses, more than half (53%) keep approximate records, and 18% of respondents strictly monitor their finances. Every fifth person (21%) does not plan their future incomes and expenses, 40% plan their finances less than six months in advance, 23% plan for six months or a year. More than a year planning is carried out by 16% of the respondents.
Comparison with the results of a similar survey conducted in 2008 shows that Russians are less likely to save: in 2008, the share of those who have savings was 72%, Superjob notes. In 2008, 15% of the respondents would have lived on deferred funds for less than a month, almost a third (31%) up to two months, 15% up to six months, 6% and 5%, respectively, up to a year or more.
