Almost a year and a half has passed since the adoption of the anti-popular, anti-constitutional law on the biometric identification of Russians, and it can be stated that the patriotic community was absolutely right in demanding its immediate repeal. Today, all the masks have already been dropped - the cyber lobbyists do not hesitate to demonstrate their attitude to citizens as to slaves, dumb biological objects, which must be identified as soon as possible for subsequent total control and management, having “rolled back” our biometrics.
Many banks require their clients to submit biometric data without fail, Kommersant reports. Just in order to open a deposit or a debit card, citizens are required to photograph and record voice samples, in case of refusal, they point to the door. The Central Bank and Rosfinmonitoring point to the voluntariness of submitting biometrics, but at the same time they somehow sluggishly and ambiguously react to the banks' reluctance to serve refuseniks.
So, one of the clients of FC Otkritie complained on the Banki.ru portal that it was impossible to open a debit card in the bank without photographing, and another client could not open a deposit for the same reason. A similar situation exists in the Post Bank, with the only difference that a client who has refused to take biometrics can count on a limited set of services.
The official representative of FC Otkritie, in a commentary to the press, did not hesitate at all to confirm that the bank was indeed taking pictures of depositors without fail. This is done allegedly in accordance with the requirements of legislation within the framework of 115-FZ (the law "On Counteracting Legalization (Laundering) of Criminally Obtained Incomes and Financing of Terrorism"), according to which banks are required to identify their customers, while the choice of information and documents required for this remains at the discretion of the credit institutions themselves. In addition, according to him, the presence of a database of photographs can reduce the risks of fraudulent transactions.
The Post Bank said that they collect biometrics purely to protect customers from fraudulent activities. At the same time, the Post Bank believes that they are acting in accordance with the Civil Code, according to which, when concluding a bank account agreement, an account is opened for the client on the terms agreed by the parties.
“The agreement for opening a bank account provides for a client authentication procedure using a photograph. Thus, accepting the bank's offer to conclude a bank account agreement, the client agrees to take photographs,”a representative of the Post Bank said.
The opinions of lawyers on this matter were divided: someone believes that the bank has the right to personally determine the necessary information to identify the client in a public contract (like “if the client does not want to provide his photo, and the bank does not agree to conclude an agreement in the absence of mandatory data, then the parties may simply not conclude this agreement”), others insist that the bank has no right to refuse to open a deposit to a citizen with a passport, and the condition on biometrics prescribed by usurers for public contracts is illegal until it is explicitly provided for by law. And Rosfinmonitoring and the Central Bank just pretended to be hoses: according to them, the client is not obliged to take biometrics, he does it completely voluntarily, and they do not comment on the fact that the usurers refuse to serve citizens (!).
In a word, everything is happening that Katyusha wrote about last year in the article Biometric Slavery from the Cradle: “if during recent visits to the bank you were offered to take biometrics in an intrusive but refusal form, you can soon forget about it …”Banks start to abuse their authority, resulting in blackmail and defeat in the rights of clients who do not want to leave bankers data about their bodies. Back at the end of 2018, Sberbank clearly announced its position in the material of the Life publication “No portrait, no credit. Sberbank will force clients to pass biometrics :
Promotional video:
“Can I refuse (from biometric identification at Sberbank)? In theory, yes. But in the terms of banking services for Sberbank, it is written that a client may be refused if he is not identified.
That is, Sberbank will not serve me if I don’t hand over voice samples and photos? This is written in the terms of service dated 2018-30-10. This will affect the work with accounts, deposits, the client's compulsory medical insurance and the mobile bank.
And if I submit this data, can other organizations use it? According to the rules of Sberbank - yes, they can. They may be transferred to third parties. Or the authorities. Officially, for your own good.
That is, they will follow me? Sberbank is already watching you. He has the right to process your personal data, to study interests: social networks, sites, purchases."
Taking into account the fact that credit organizations boldly and uncontestedly arrogated to themselves the right to pay taxes, fines, housing and communal services, issue pensions and benefits, as well as, of course, salaries, taking into account the frantic corral of the population into cashless payments, it turns out that our voluntariness in the delivery of biometrics is absolutely imaginary. How can a citizen financially interact with society and the state in the realities of the “digital economy” under construction in our country if he becomes persona non grata among usurers? The answer is obvious - in no way, and in fact they are not going to provide any alternative to citizens.
In this context, the appeals to the Central Bank and its head Elvira Nabiullina, who sacredly fulfill the covenant of the World Bank and the IMF to drive Russia into a digital stall, look ridiculous. After all, it was the Bank of Russia last year that set a strict framework and deadlines for credit institutions for organizing the collection of biometrics from the population, and threatened to fine those lagging behind the schedule. The office of the ex-subordinate of Gref for the Ministry of Economic Development Nabiullina, which is actually outside the control of the authorities of the Russian Federation, within the framework of the 482-FZ has the authority to determine the list of information about citizens-clients of banks, the procedure for identifying citizens (including by government agencies and private organizations), and also promptly receive and store them. Taking into account the current article 26 of the Federal Law No. 395-1 "On banks …", which says: "The Bank of Russia has the right to provide information on specific transactions and operations of credit institutions,on transactions and on the operations of their clients … obtained from the reports of credit institutions, … with the exception of information constituting state. secrecy, central banks and (or) other supervisory bodies of foreign countries, whose functions include banking supervision … ", it is obvious that very soon the Central Bank will become a major player on the cross-border exchange trading" digital persons "and all our significant data. Not to mention the fact that in any basic consent form for the processing of personal data of a citizen there is a point about their transfer to third parties, incl. abroad, depersonalization, etc.that very soon the Central Bank will become a major player on the cross-border exchange trading “digital identities” and all our significant data. Not to mention the fact that in any basic consent form for the processing of personal data of a citizen there is a point about their transfer to third parties, incl. abroad, depersonalization, etc.that very soon the Central Bank will become a major player on the cross-border exchange trading “digital identities” and all our significant data. Not to mention the fact that in any basic consent form for the processing of personal data of a citizen there is a point about their transfer to third parties, incl. abroad, depersonalization, etc.
For the hundredth time we remind you that the people of Russia (and any of their personal data) for digitalists-globalists are just a commodity, “human capital”, which must bring them a regular deal. There is always a thief for any product, including digital personal data - but this is the last thing that worries digital evangelists.
By the way, we recently talked about how personal data are forcibly collected from children and parents along with the uncontested introduction of biometric control at the entrance to schools. In addition, Katyusha's sources report that biometric cameras with emotion recognition are already operating in some Moscow universities (in particular, in the Financial Academy under the Government of the Russian Federation). We also wrote about the testing of similar systems in schools in the Perm region (hereinafter - throughout the country).
So the banking chaos, which received the green light thanks to the lawmaking of cyber lobbyists, is just the first swallow. All citizens who doubt that what is happening is aimed at improving the quality of our life, comfort, convenience and safety, it is necessary to prepare for a serious legal confrontation with the looming mystery of digital lawlessness. Lawmakers and state security agencies have completely forgotten about this, but we should not take an example from them and forget the highest legal force of the articles of the Constitution of the Russian Federation on personal dignity, freedom and personal inviolability, privacy, personal and family secrets. As well as that “no one should be subjected to torture, violence, other cruel or degrading treatment or punishment. No one can be subjected to medical, scientific or other experiments without voluntary consent”(clause 2 of article 21 of the Constitution of the Russian Federation). The time has come to remind the transhumanist foresight that Russian citizens are not their experimental rats and do not intend to fit into their projects.